Bicycle Insurance

Online quotes only.

Get an online quote now and see how much you save.

Quote Ref WS1

	Worldwide cover as standard.		Cover for cycles valued up to £5,000.
	Extra 5% discount for cyclists aged 14-18 and over 50 years.		New for Old.
	Replacement Hire		Covers fire, theft, accidental loss or damage

Bicycle Insurance

Bicycles are a great form of exercise. This has resulted in a huge increase in numbers of cycles in this country. Many people now bike to work and bicycle holidays are becoming more popular. But there are more than 26,000 bicycle accidents every year. Apart from the accidents, bicycles are now a favourite target for thieves who steal more than 1,000 bikes every day!

Bike insurance is designed to cover such things as fire, theft, accidental loss or damage to the insured bicycle. Normally it also covers specified accessories up to the sum insured value and Accident Cover.

Ensure that you get the most from your bicycle policy. Choose the right cover to suit your needs. You should consider what you use your bike for, how often you use it, and where you keep it. UKinsurancenet have consultants who will be happy to assist you in getting the right policy for your own personal requirements.

Theft cover

Home Insurance typically covers your personal property against specified risks, usually including theft. There are many limitations and exclusions on this coverage, and these vary a lot between different insurers and policies.

Make sure that you get replacement cost coverage (new for old). This values an item at the actual cost of a new replacement. An older bicycle may be valued at the cost of a new bicycle of similar quality

Insurance generally does not pay the full value of the loss. Your policy will typically have an “excess” of a figure that you chose when you took out the policy and this will be deducted from the claim figure.

If you do have a theft or loss, your insurer may want you to provide evidence that you really had the bike that you are reporting stolen. Take a photo of your bike and keep the sales receipt.

They may also require evidence that the bike really was stolen such as a police report. You may need estimates of replacement costs from bicycle shops.

How can I insure myself while bicycling?

There are Bicycle Insurance policies that can cover you for Personal Liability, damage to the bike and injury to yourself.

Home Contents Insurance may cover your personal property against a number of types of losses you may encounter while cycling.

If your bicycle is damaged by another person then that person's Liability Insurance (e.g. car insurance if they hit you with their car, or Personal Liability coverage if they are on foot or bicycling) may cover what they owe for your loss.

Why choose UKinsurancenet?

Whatever type of bicycle you own or are looking to purchase, it's crucial you get the best policy to suit your budget and your needs.

We work with UK leading insurance companies, ensuring that you not only have the best cover but also obtain an excellent quote.