Breakdown Cover

We often take for granted how much we rely upon our cars until an unforeseeable incident occurs. Breakdown cover is a necessity when owning a car. There are many value for money policies, which offer a superb service that can be specifically tailored to meet your individual requirements.

Many car insurance policies will automatically include breakdown cover, and it is always worth first checking with your vehicle insurer if this cover is included. Alternatively you may have a brand new car and usually these come with at least one years breakdown cover included.

Under many of the policies a roadside assistant will arrive on the scene usually under 45 minutes of your call, in the event that you car is immobilised after an accident then subject to the level of cover chosen, your car could either be taken to a local garage, and if necessary you will be provided with transportation to complete your journey, or alternatively be provided with overnight accommodation.

In the event that your car should breakdown or be involved in accident at your home address, then again subject to the level of cover provided your policy can include cover for a roadside assistant to come to your house and transport your vehicle to a nearby garage.

You may decide that you would like to take your car on holiday with you, if you are going abroad to Europe. Your cover can be extended, normally at a an extra cost to include breakdown services in Europe for a limited period of time, usually around three months.

The above features may not appear in every policy, or they maybe included in a slightly altered state, so it is essential that you check to see what will be included in your individual cover.

The choice of insurance is large and it is important to ensure that your insurance will give you peace of mind in the event that something could happen. Before agreeing to a policy, read the small print to check that there is no possibility that you may be excluded from making a claim.