Chip Shop Insurance

Chip shops were the original fast food business in the UK and despite the massive increase in the other types of takeaway, Chippies seem to have stabilised and appear to be relatively prosperous. Although allegedly a french invention we in the UK have always loved it (al least since the early 189th century) with the majority of people still eating fish and chips (Particularly at the seaside). We at UKinsurancenet love Fish & Chips, give us an extra portion of scraps and we will give you a discount:-)

As a member of the catering industry, you will be subject to a number of risks, especially in a society that loves to sue. You may already have insurance possibly property insurance or even takeaway insurance but you need to be certain that your chip shop is covered to the necessary extent. Having the right cover will ensure that you have protection for yourself, your employees, your customers, your premises and its contents.

Your policy will provide cover against 

• Business interruption & loss of profit cover in the event of closure by health & safety
• Goods in transit to and from your supplier or local fish market.
• Business interruption (includes funds lost through temporary closure following a claim being made) 
• Employer liability (protection against legal actions following an injury or death of a staff member).
• Full accidental damage cover to the frying range
• Property liability (protection against members of the public being covered in the event of any injury or damage to their property) 
• Public liability (protection against claims made due to damages caused to members of the public by your products) 
• Food spoilage (on your premises, in the event anything should happen to freezers or chilled cabinets

Optional cover includes

• Building insurance (cover for the structural side of the building, including permanent fittings)
• Content insurance (cover by moveable contents, such as cooking equipment, tables, chairs etc)
• Legal liability (protection against any legal costs incurred)
• Terrorism cover
• Money held on the premises overnight, Cash in transit and Money held at home

UKinsurancenet work with a wide range of insurers and have access to schemes to cover take away's whether they be Indian, Thai or Chinese to bring you a policy that totally meets your needs at an affordable price. We can also provide insurance cover for restaurants, Bistros, coffee shops & all types of Cafe insurance.

We are proud to have provided cover for a range of well known fish & chip shop restaurants and our advisers are available to offer advice or quotes.