Income Protection

Can you imagine what you would do if, through no fault of your own you lost your job and thus your income. What would you do if you became unable to work because you had had an accident or became ill?

The payments for your mortgage will still need to be made, as well as your other family household bills for things like credit cards, loans, council tax, electricity, gas and even life cover.

Unemployment Insurance will protect you for a 12 month period & can be arranged to protect you financially in the event that you cannot work due to sickness, disability or unemployment.

Unemployment Insurance or Income Protection as it is often called ensures that in the event of unforeseen unemployment your income is protected at a difficult time allowing you breathing space to find new employment.

No medicals are required for Income Protection insurance arranged by UKinsurancenet and individual habits such as smoking do not affect your premium or your eligibility.

The monthly benefit is a proportion of your net income and varies between providers, usually to a maximum of 75% but with a benefit limit, again variable, of up to £2,000 whichever is the lesser. You may choose any proportion of that amount to be paid in monthly instalments for a length of time that is determined by the benefit period you choose, usually to a maximum of 12 months for any one claim. This tax free sum is paid directly to you to spend as you wish and will allow you to continue to pay your monthly bills and provide the essentials for yourself and your family until you are able to return to work

Contact UKinsurancenet on 0845 365 0030 and speak to one of our highly experienced consultants who will be pleased to give you a quotation. Or use our online service for instant results