Public House Insurance

  • Experts on insurance for the licensed tradel
  • Dramatically reduced premiums
  • Over 90% of our clients would reccomend us

Low cost flexible insurance cover for the licensed trade
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0844 875 55 66

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Policies for public house tenants,leaseholders and freeholders.

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Tailor made low cost policies.

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Our underwriters understand the licensed trade.

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Skilled in-house underwriters able to make decisions.

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Buildings, contents, business interruption.

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Competitive rates from the UK's leading insurers.


At UKinsurancenet we have a wide range of public house, public bar and business insurance policies specifically designed for the licensed trade. We try to provide value for money without compromising on cover. Our pub insurance and club insurance policies can provide a very wide range of cover for clubs pubs bars, bistros and licenced cafe's, buildings insurance that can be extended to include play equipment and employer’s liability cover that can be used to cover your staff.

There are many different public house insurance policies available to you, depending on your public hose type and requirements. You will need to check when before you agree on your policy that it will cover your type of establishment. These types include: 

  • Public house with restaurant 
  • Public house providing cooked bar food or snacks
  • Public house without restaurant 
  • Public house with rooms for let. 

Public houses with extended opening hour’s licences will need to check that they are still covered under their policy.

The benefits of having specialist public house insurance is that it can provide cover for  

  • Employers’ liability - protection against legal actions following an injury occurred by a staff member including door staff.
  • Public liability – protection against members of the public being covered in the event of any injury or damage to their property 
  • Loss of Income – provides cover against loss of revenue while being closed down, either due to a claim being made or unforeseeable circumstances like flood and other weather damage to the public house or inn.

Additional cover that can be included within your policy include 

  • Loss of licence – provides cover against loss of alcohol licence, not through your own fault, and income lost as a result 

In addition to public houses, inns, bars and clubs we have provided comprehensive cover for the catering trade such as takeaway insurance and restaurant insurance.

Contact UKinsurancenet on 0844 875 55 55 and speak to one of our highly experienced consultants who will be pleased to give you a quotation. Or use our online service for instant results