Take Away Insurance

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	Save £££'s with our wide range of policies		Buildings, contents, business interruption.
	Includes Public and Employers Liability.		You won't find better cover at a cheaper price.

Over the last ten years there has been a massive increase in the number and types of takeaways available to the British public. Whether you are serving the traditional English fish and chips or the increasingly popular Indian takeaway we can help.

If you run or own a take away, no matter the speciality, whether it is Chinese, Italian, Indian etc, you may wish to consider the benefits of takeaway insurance. You may already have a commercial buildings insurance policy that covers your property. However this will be unlikely to include adequate liability insurance for the visitors to your shop or your employees. Our range of policies is underwritten by the leading names in UK insurance such as AXA and Zurich insurance and we have been happy to provide insurance for pubs and insurance for restaurants for many years.

Before buying a policy it is important to assess whether the policy you select provides adequate cover in the event of a claim being made and also that it protects you, you’re employees, customers, premises and its contents. The best way to check your policy out is to read the policy summary fully particularly the significant exclusions section. Although there is no obligation on us to provide a key facts document to commercial clients we feel it is best practice.

The majority of policies will provide cover for frozen food and goods (food and drink) in transit, loss of business (due to interruption, for example, weather damage from floods), employer liability, debts, and public and property liability and in the worst case, loss of licence.

Other available cover can extend to include the structure of the building and legal expenses insurance is a worthwhile add on.

You should be sure to check the policy you choose thoroughly to ensure that it covers all your requirements and that you are not excluded by any exemptions in the small print. With takeaway insurance, there will most likely be stipulations included regular maintenance checks and cleaning to avoid unnecessary claims being made.

All of our pub and club insurance policies offer a no claims discount some of them offer as much as 15% discount for clients who have not claimed in the last three years. The discounts for café and restaurant insurance are even greater with some insurers offering up to 25% discount for 3 years no claims. Words of caution though; do not be tempted to try to hide claims to get a discount. Insurers take a dim view of this and will often cancel a policy and not pay claims if you do not disclose all material facts.

Contact UKinsurancenet on 0845 365 1264 and speak to one of our highly experienced consultants who will be pleased to give you a quotation. Or use our online service for instant results