Cover4LetProperty was incorporated in 2000 and trades on the internet as a distinct wing of Alan Blunden and Co. Ltd. The latter is a company which has operated as a sole proprietorship since as long ago as 1946, principally in the role of a conventional high street insurance broker.
With nearly 15 years’ experience specialising mainly in landlord’s insurance, Cover4LetProperty claims to have arranged cover for more than 50,000 landlords throughout the country.
The registered office of both Alan Blunden and Co. Ltd and Cover4LetProperty is in Southend-on-Sea, in Essex, although the latter trades exclusively on the internet and maintains a UK based call centre with dedicated account handlers.
Although business is conducted online or over the telephone, Cover4LetProperty takes pride in maintaining a personal relationship with its customers, going so far as to insist that senior members of the company are always available to field complaints – or of course to receive compliments – about the service delivered.
If you own property which you let to tenants – on a residential or commercial basis – you are likely to have made a considerable capital investment in your purchase of the building or buildings.
Landlord insurance offers you a way of protecting that investment by indemnifying you against loss or damage to the structure and the fabric of the building through events such as fire, flooding, storm damage and impacts.
Similarly you may have spent significant sums in fitting out or furnishing the property and again wish to protect such expenditure against unforeseen loss or damage.
Typically, landlord insurance also gives you peace of mind with respect to potential claims from tenants - or indeed from members of the public – who hold you responsible for damage to their property or personal injury.