Salon Insurance

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Benefits

  • Cover for all fixtures and fittings
  • Up to 3 years business interruption cover available
  • Increased liability cover available
  • You could save time and money
  • Great advice and customer service
  • Save up to 30%

Salon Insurance

No matter what the type of salon you run, whether it is a beauty or hairdressing salon, you are a masseur or sports physiotherapist, or you run a nail bar, protecting your business with salon insurance is key.

Why do you need salon insurance?

Protecting your assets – your stock, your staff and your business as a whole – will give you the peace of mind of knowing that should something go wrong, your business and reputation will remain financially intact.

Salon insurance can be tailored to cover a wide range of risks and hazards, which may typically include all or some of the following:

  •          loss, theft or damage to the premises, including a glass shop window;

  •          your stock;

  •          money – so the cash inside your salon as well as in transit;

  •          specific cover for beauty and other treatments such as tanning and ear piercing;

  •          product liability cover;

  •          employers’ liability cover (typically you are legally obliged to have this cover if have staff, even if they are only part time);

  •          public liability insurance – protecting you from claims made by the public;

  •          business interruption – to cover loss of earnings (up to pre-agreed limits) due to an insured event rendering the premises un-useable – e.g. flooding.

What you need to know when buying salon insurance cover

As salon insurance is a broad term for a number of different business types, it is important that you choose the cover that meets your own business’s requirements.

For example, the cover requirements of make up artist will not be completely the same as that of a barbershop.

That means that using the services of a specialist salon insurance broker, such as ourselves, may typically help find you the most suitable and cost-effective cover to protect your livelihood.

You should note that exclusions may typically apply under your cover, so it is important you understand what these are. As an example, if you run a beauty salon and a junior, unqualified member of staff carries out a treatment that goes wrong, then your insurance typically may not cover that particular event.

Similarly, theft by employees or where there is no evidence of a break in or forced entry may typically not be included within the cover.

Make sure you understand what these exclusions are and what your obligations are under your policy in order to keep it valid.

Why choose us?

At UKinsuranceNET we understand that no two salon-based businesses are the same and that is why we offer cover that can be tailored to meet your own unique business needs.

We have many years’ experience helping businesses just like you and can help find you appropriate cover no matter whether you are a small, independent salon, a franchise, or you have a nationwide network of salons.