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The BTL market is “alive and kicking”


In Q1 2018, the Buy to Let (BTL) market in London and the South East has seen increased levels of activity, compared to a quiet end of 2017. So says a study from mortgage broker Commercial Trust and reported in Mortgage Introducer.

Data showed:

  • BTL applications in London have grown from 12.4% in Q4 of 2017 to 16.5% in the first quarter this year - this is the first increase since Q2 2017;
  • the East Midlands enjoyed the biggest increase in market share, quarter on quarter, with a 5% increase in Q1 2018;
  • Scotland and Wales experienced an upsurge in market share over the same period by almost 2%;
  • the South East has grown its market share from 17.2% in Q4 of 2017, to 19.2% in Q1 of 2018.

Andrew Turner, from Commercial Trust said: “From our latest quarterly data, it is clear that property investment in London and the South East is very much alive and kicking – and if anything, growing. 

“London and the South East remain regions of high demand for rental property and a recent article from CityAM indicated that property prices in the capital have continued to fall, perhaps creating something of a buyers’ market for investors”.

Opportunities in the North West

Mr. Turner also added that projects like HS2 and significant infrastructure in the North West could open up further opportunities for economic development in the future, creating businesses and jobs and, ultimately the demand for rental properties. 

BTL mortgage interest rates drop

The growth in BTL investing may have been further supported by mortgage interest rates dropping.

A recent report in PropertyWire highlighted how, since the beginning of the year, UK landlords (either as an individual investor or operating as a limited company) can access even more cost-attractive five-year BTL mortgage rates with prices falling.