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Axa landlords insurance
Save up to 30% on your renewal premium
Many tenant types acceptable
Greatest buy to let deals available
Up to 20K free contents cover available
25% multi building discount available
Up to 13 weeks cover for vacant properties
Axa landlords insurance
As one of the biggest insurance companies in the world, with some 300 years of experience in providing many kinds of cover for a host of different property owners, you might take especial confidence in landlords insurance offered by Axa.
Why might you need specialist cover as a landlord?
If you are a landlord and your property is occupied by tenants, insurers typically regard the risks and perils to which your building and it contents are exposed to be quite different in nature and scope to those faced by property otherwise occupied by its owners.
Indeed, the fact that tenants are going to be occupying the premises is considered the kind of material fact determining the validity of any insurance cover – if your property is let to tenants, in other words, let property insurance – rather than standard home building and contents insurance – is required.
As far as Axa landlord insurance is concerned, you might want to get a quote and the chance to buy the cover you need simply by visiting us here at UKinsuranceNET.
What does such property owners insurance cover?
There are typically two principal areas addressed by insurance cover for landlords:
The building and its contents – as any property owner, you are likely to look first at the extent of cover offered for the very significant financial investment you are likely to have made in acquiring the premises and furnishing either the common areas or the interior of the let accommodation itself;
The business interests – as a landlord, however, you have wider responsibilities than those of the owner occupier. These might include provisions to guard against the loss of rental income in the event of an insured incident, indemnity against claims alleging your liability as a property owner or as an employer, and the cover for any legal expenses that may be incurred in defending yourself against such claims.
Why choose an Axa landlord insurance policy?
Landlord cover from Axa not only comes with the backing of one of the biggest insurance companies in the world, but also an impressive array of standard features designed to put the concerns of ant buy to let landlord at ease.
Described as commercial landlord insurance for instance, Axa’s product includes:
- cover for either a single buy to let property or a portfolio of 10 such properties;
- landlord liability cover for up to £10 million;
- provision for the replacement of broken windows and other glass fittings;
- replacement of lost or stolen keys;
- cover for cables and pipework underground;
- fault-finding and access provision through special trace and access cover; and
- compensation for lost rental income or the provision of alternative accommodation for your tenants following an insured event that leaves the accommodation temporarily uninhabitable.
As you may see, therefore, Axa landlord insurance offers the scope and protection likely to prove attractive to any buy to let owner.