Buy To Let Insurance

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0845 365 1264

Quote Ref WS1

	Save up 50% on your renewal premium.		Up to £20,000 free contents cover available.
	Most tenant types acceptable.		25% multi property discount available.
	Up to 35% no claims discount.		Up to 90 days full cover for unoccupied properties.

UKinsurancenet were one of the first companies to specialise in buy to let insurance particularly on the internet. We have a wide range of policies available to cover virtually any situation. We can provide buildings and contents insurance and have policies available to cover most areas.

• Newly purchased properties undergoing renovation
• Domestic properties let to students or asylum seekers
• Policies to cover high value properties let to professionals
• Commercial let property including shops & offices etc
• Block buy to let policies
• Basically we can cover any let property
• Buy to let cover for those renting their homes
• Buy to let cover for holiday homes
• Homes in multiple occupation (HMO's)
• Blocks of flats

The policies we offer also have a wide range of covers not always available on this type of policy

• Fixtures and fittings are always covered
• Full cover available while unoccupied
• Free contents cover available on some policies
• Carpets & laminate flooring included with fixtures & fittings
• Malicious damage by tenant
• Employers liability for domestic and/or maintenance employees.

Why home insurance is unacceptable?
There are many reasons for not using a standard home insurance policy when letting a domestic property not least of which is that you are operating as a business and require business insurance. We have come across a number of landlords that have not disclosed that they have let out their property. This can have disastrous results as it is unlikely that any claim would be paid and in addition the policy could be cancelled from inception. Having an insurer cancel a policy due to non disclosure can prevent you getting replacement cover. As if this was not bad enough not having a buy to let policy would also mean you had no liability insurance. In this litigious age liability claims are increasingly common and we have seen them run into hundreds of thousands of pounds.