Commercial Building Insurance

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  • Reduce your premiums by over 40%
  • Covers let & Owner occupied property.

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Option to pay monthly - helping your cash flow.

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All types of buildings & businesses covered including unoccupied.

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Public & Employers liability as standard.

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Loss of rent for up to 25% of the sum insured.

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Cover for fire, theft, vandalism, storm damage.

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Business interruption cover as standard.


Commercial buildings insurance covers the structure of the building against common perils such as fire flood and accidental damage. As a general rule of thumb it is slightly more expensive than home insurance partly because of the increased risks associated with a property (Particularly liability) and partly because of the construction type. The insurance is normally taken out by the owner and if the property is let then recharged re-charged to the tenant.

If you are a commercial property landlord, you can protect your investment with commercial landlords insurance specifically designed for property owners. This policy can cover individual flats or a block, A sinle local shops or a chain, All types of offices or office buildings, pubs and restaraunts, GP Practices, Bonded warehouses and factories Generally contents cover is not required for this type of policy however we are able to cover landlords contents and even provide free contents cover in shared areas.

If you require a commercial property quote for your own business, you can take out a range of insurance covers to give you peace of mind. We have a range of policies that can provide unoccupied commercial buildings insurance and owner occupied buildings insurance.

Since the twin towers atrocity it is becoming increasingly rare to find terrorism cover as a standard policy feature. To deal with this issue we have negotiated terms with nearly all of our insurers to add this cover for a small additional premium. If you require terrorism cover for your commercial buildings please ensure you let us know.

UKinsurancenet have a vast experience with rented accommodation and property owners insurance and we have developed a range of products for landlords and property owners

Our landlord’s insurance policy has been developed to include excellent features such as a 'contents only' option and home emergency cover. It can also be used to provide holiday home insurance where you let the property occasionally

UKinsurancenet now provide cover for tens of thousands of properties. Experts at Buy to Let we cover all property types ,domestic property in single or multiple occupation, Commercial premises occupied or unoccupied and blocks of flats or single flats.


Our expert team will discuss your needs and arrange what's best for you. We will help to find you suitable cover from a wide choice of insurers.

Take advantage of the following benefits: 

  • Instant quotes and immediate cover
  • Professional advice
  • A choice of payment options including; direct debit, credit/debit card or cheque
  • Highly experienced insurance advisors available to answer your queries

 UKinsurancenet also provide shop insurance for all types of retail outlets.