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Surgery Insurance

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  • Save up to 30%
  • Increased liability cover available
  • Cover for all fixtures and fittings
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Surgery insurance

If you own a doctors, opticians, veterinary or dental practice, or some other form of healthcare business, then having surgery insurance tailored to meet your own unique business needs is imperative.

At UKinsuranceNET, we are proud to provide surgery insurance that offers features and benefits that can be made specific to your practice, whether you have one premises or multiple sites

Why do you need surgery insurance?

Surgery insurance is designed to protect your business against a number of different risks as well as meet any legal obligations for cover that you may need, too.

When choosing surgery cover, remember that there is no one-size-fits-all policy. You need to make sure that any cover meets your own unique surgery insurance requirements.

You may need all or some of the following elements of cover depending on the healthcare profession you operate in:


  •          buildings insurance;

  •          contents insurance including cover for office equipment;

  •          cover for any instruments or furniture specific to your area of expertise (e.g. dental / medical equipment, therapy tables etc.);

  •          employers’ liability insurance;

  •          public liability insurance;

  •          product liability insurance (if you use products within your treatments);

  •          deterioration of refrigerated drugs and vaccines;

  •          cover for stock (e.g. if yours is an opticians’, you potentially will have thousands of pounds worth of stock on display);

  •          if you have a shop front, cover for the glass and signage;

  •          medical malpractice insurance;

  •          legal expenses protection - covering costs and expenses for contract disputes and compensation claims;

  •          cover for breakdown of equipment;

  •          dispensing errors;

  •          locum protection;    

  •          cover for loss due to walk in/walk out theft;

  •          cover to reinstate medical records.


What you need to know when buying surgery insurance cover

As you can see from the list above, there may be a wide range of elements of cover you and your surgery may need to be fully insured against every situation.

Because surgery, veterinary and doctors office insurance is suitable for a number of therapy-based businesses, it is important that you fully understand what the cover entails for your own particular business needs.

Also be aware of any policy exclusions and excess amounts.

If you require any help or assistance with your surgery insurance quote, please feel free to get in touch and we will gladly help.

Why choose us for your surgery insurance?

At UKinsuranceNET with have many years’ experience providing cost-efficient, comprehensive cover for dental and doctor’s surgeries, opticians, and other therapy-based businesses. 

With each different business type facing the same as well as very different risks depending on which part of the healthcare sector you work in, we have the ability to tailor our policies to ensure that your business is fully protected.

Why not get in touch today to how we can help?