Commercial Landlords Insurance

Benefits

• We cover most business types
• Up to 35% no claims discount available
• Tenant type generally not an issue
• Up to £250,000 loss of rent cover as standard
• Flexible, comprehensive cover
• Security of A rated insurers

Commercial Landlords Insurance is designed to indemnify (cover your loss) you in the event of damage to your property and protect you in the event a third party is injured on your property or as a result of visiting your property. 

Commercial Landlords Insurance can provide cover for properties let to commercial & residential tenants or a combination of both. This cover would normally include Commercial Buildings Insurance, which provides cover for the basic perils, Fire, Lightning, Earthquake and aircraft, This is known as Flea cover and would generally apply if you took out a unoccupied commercial property insurance policy. If the property is occupied then our commercial landlords insurance would normally be extended to cover other risks such as public liability, employers liability flood, malicious damage, vandalism and loss of rent.Cover available

• Landlords Building Insurance
• Landlord contents
• Rent guarantee insurance
• Landlords legal cover
• Emergency callouts cover
• Loss of rent usually 20% of building sum insured

The policies we offer you cover all of the standard things included in FLEE cover and many other things such as loss of rent or emergency cover. To fully appreciate the cover please read the key facts and policy document.

Landlords Contents Insurance

If you have furnishings and other contents owned by you situated in communal areas or in fully furnished properties you will require this cover.

Landlords Loss of Rent 

If you were to incur a loss, your property may be uninhabitable for a period whilst repairs are being made. During this time the rent you were receiving may be reduced or even nil so taking out Landlords Insurance may protect you against such an eventuality.