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Quote Ref: UKIN01

What Kind Of Locks Are On Your Property?

Lock on a bridge to show What kind Of Locks Are On Your Property?
10 November 2015

By UKinsuranceNET In Insurance Advice

Something that can create cause for concern with customers filling out a UKinsuranceNET quote form is the types of locks on your property.

Some of us don’t know what standard or deadlocks are, and this can make us worry that we’re not proving the correct information for valid property insurance.

Certain types of locks can even save you money on your insurance, so you may want to invest in some improved security.

Here’s a quick guide to property locks and which one you currently use.

Five-lever mortice deadlock

A five lever mortice deadlock

This is the standard deadlock, which offers moderate protection to the main doors in your home.

Five-lever mortice deadlock conforming to BS 3621

A five lever mortice deadlock

If your deadlock conforms to the correct British Standard, your insurer will give you credit for a higher level of security, and you could get a discount off your premiums.

Key-operated multi-point locking system

A key operated multi-point locking system

This is a rim-locking system that bolts the door into the frame and offers a higher level of security.

Rim automatic deadlatch with key-locking handle

A rim automatic deadlatch with a key locking handle

These offer extra security at night, allowing homeowners to lock their doors more securely from the inside.

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