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Landlords’ main concerns about Landlord Insurance according to Google

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23 April 2024

By UKinsuranceNET In Landlord Advice

When you consider that Google had 93.51% of the market share across all devices in January 2024, it’s abundantly clear where most landlords are turning to get answers to their questions.

For that reason, we’ve solely concentrated on Google searches to find out landlords’ main concerns about Landlord Insurance.

Here, we’ve curated the top queries and answered them so you can skip the search and find the answers to all your burning questions right here in one place.

The top 3 queries about Landlord Insurance

If you’re a landlord, chances are you’ve enlisted Google’s services on more than one occasion to find answers to your quandaries.

That’s hardly surprising with such a wealth of information available at the click of a button.

One particularly pressing area of concern for most landlords is insurance.

Whether you’re a private landlord with a single property or a portfolio landlord with multiple properties, you’re going to need ample cover.

Also known as “Buy-to-Let Insurance” or “landlord property insurance”, Landlord Insurance is an essential layer of protection for all landlords.

Before you buy a policy, you’ll want to learn more about what’s involved before you part with your hard-earned cash.

Here’s a run-down of the top three queries (and answers) on the topic to save you time.

1. How much is Landlord Insurance?

Cost is the number one concern for landlords.

This is hardly surprising in the current climate, whereby landlords are trying to make a living amidst a cost-of-living crisis.

All told, there are around 920 searches every month* that centre around the cost of this insurance product.

So how much is it? The answer is not straightforward.

This type of insurance is tailored to the needs of each individual landlord.

This means no two policies – or their cost – are the same. Various factors can affect the price of a policy, such as location, type of tenancy, and the type of building.

The best thing to do is to contact our experts to discuss your needs and to get a bespoke quote.

2. What is Landlord Insurance?

If you’re new to the rental market, chances are you’re going to want to know a bit more about this type of insurance and what it entails before you start looking into costs.

There are around 570 monthly searches around this topic, which tells us that there are plenty of landlords looking to better understand this vital insurance product.

So what is it, and why do you need it?

Renting out a property comes with many more risks than simply owning a home.

Landlord Insurance is designed to provide a higher level of cover than standard home insurance to mitigate those risks.

Although you’re not legally obliged to take out this type of policy, you might find that your mortgage lender requires you to have a policy.

Ultimately, it’s a sensible choice to protect your investment.

3. What does Landlord Insurance cover?

Of course, many landlords will also be naturally curious about what this insurance covers.

By our estimates, there are around 1,100 searches per month on this topic.

With various in-built and extra options available, it’s little wonder that landlords want to understand all the choices.

Landlord Insurance tends to be a bespoke product with various permutations for landlords to choose from.

All policies include buildings insurance, which covers the cost of insurable events like fires, flooding and storm damage.

Many will also include Landlord Liability Insurance that will protect you against third-party claims of negligence.

Then there are optional extras that you might want to consider, such as Landlord Contents Insurance Loss of Rent Insurance and Home Emergency Cover.

Ultimately, you can cherry-pick the various types of cover to tailor your policy to your needs.

Find the right policy for you at UKinsuranceNET

Hopefully, we’ve answered some of your most pressing questions about Landlord Insurance in this article.

The bottom line is that this form of insurance provides essential protection to landlords that goes far beyond what a standard homeowner policy can provide.

It’s vital to have a specialised policy in place to protect you financially from the many and varied risks associated with letting a property to tenants.

If you’d like to find out more about the various options available to you, and crucially how much you can expect to pay for them, make UKinsuranceNET your first port of call.

We’ve forged a reputation as one of the UK’s leading independent brokers of specialist insurance for landlords, having provided bespoke policies to thousands of satisfied customers over more than 20 years.

For quality products and unparalleled service, make UKinsuranceNET your insurance broker of choice.

Get an instant online quote or contact us on 01325 346 328, from 8:30-19:00 Monday to Friday or 9:00 to 13:00 on Saturdays, to speak to an adviser.

* All data according to figures sourced from Ahrefs.

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