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Check you have got Christmas covered

Depositphotos 14085674 m-2015

There is little doubt that Christmas is an expensive time of the year.

In fact, new figures suggest that Christmas is set to cost UK households an average of £753 this year (which equates to some £21 billion nationwide).

Other data estimates that: 

  • £1.1 billion will be spent on toys this Christmas, with an average of £105 spent on younger children;
  • UK households will spend an average of £473.83 on presents;
  • £183 will be spent on food and drink;
  • Partying will cost the average person £109;
  • Christmas trees and decorations, pantomimes and other festive experiences will add another £83 to the bill.

With all the extra gifts lying around, shorter days, and homes being empty as Brits enjoy trips away to see friends and family, this means that properties are a potentially lucrative target for thieves this time of year.

Because of this, we recommend you check the small print on your insurance to confirm you have the most appropriate level of cover for your contents.

Some home insurance providers – including ourselves at UKinsuranceNET - offer up to 10% extra coverage for your contents’ sum insured during the festive season to cover those extra gifts under the tree.

So, check that your home has increased coverage for your contents this Christmas – or contact your insurance provider.

Finally, while making sure your home is as secure as it can be at all times of the year, don’t let the Festive Spirit lull you in to a false sense of security – up the ante so your home is burglar-proof.