If you are a landlord with four or more (mortgaged) commercial and residential properties, then typically you may be classed as a portfolio landlord.
This means that rather than having several landlord insurance policies to protect your investment, you may find that property portfolio insurance is a more cost-effective and suitable insurance solution.
Landlord portfolio insurance provides a convenient and cost-effective way to safeguard the multiple properties you own under a single policy. This is also sometimes called block policy insurance.
Portfolio landlord insurance continues to provide every element of protection you may find when arranging cover for each property separately. In other words, each property in your portfolio typically enjoys the safeguards of:
Portfolio properties can be a mixture of different types (and uses) of mortgaged, let and property. They can all be covered under one property portfolio policy, for example:
Landlord insurance is an essential safeguard for anyone owning buy-to-let property, no matter what it’s type. Indeed, if you are buying it with the help of a mortgage, your lender is almost certain to insist that adequate insurance always remains in place.
If you own a whole portfolio of buy-to-let properties, both you and the mortgage lender are likely to be more concerned than usual about the operating costs of your business – including your insurance.
Landlord portfolio insurance maintains the full range of safeguards you need for each property, it also offers the opportunity to manage costs and operating expenses by taking advantage of the discounts available when insuring more than one property.
Having a single policy for multiple properties can provide you with:
Making sure you have the most cost-effective and appropriate cover for multiple let properties is extremely important. At UKinsuranceNET, we can help you choose the most suitable property portfolio insurance for your own unique needs, quickly and easily.
Simply get a quote online, request a callback or telephone us on 01325 346328 and we will be delighted to help.
The number of investment properties you can insure under one portfolio property will depend on the individual insurer. At UKinsuranceNET, there is no limit on the number of commercial and residential properties under one landlord portfolio insurance policy.
UKinsuranceNET is one of the country’s leading independent brokers in the market for bespoke insurance for all types of landlord, including those who own and operate multiple property portfolios.
Using our bespoke, personal service, our property portfolio insurance can be tailored to meet your own unique needs. We can cover all types of risks under one policy, including mixed-use properties, commercial and residential properties, and HMO properties.
In addition, we have no restrictions on your tenant type; – we can cater to all tenant types from professionals to benefits recipients.
Top-rated customer service is our paramount aim by ensuring that your insurance needs are precisely met – and at what we believe are very competitive market rates.
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