Insurance for unoccupied properties pending sale

What is unoccupied property insurance?

If no one is living in a property for a period of time, for example if you’re waiting for a sale to go through, this is know as an unoccupancy, or vacant property.

It’s important to ensure your property is protected during periods of unoccupancy as this is when insurers deem properties at their most vulnerable and highest risk in terms of protection required.

We specialise in providing cover for many of the situations property owners need insurance cover for, including protection for when your property is empty.

We offer short term and annual policies on all unoccupied and empty property insurance, offer as much flexibility as possible, and we can also change the cover you require during the term of your policy, should the property become occupied by tenants for landlords, to avoid setting up a whole new policy.

Unoccupied pending sale

We know how important it is to ensure a property sale goes as smoothly as possible. To avoid any delays or hiccups, it’s crucial you choose the right insurance cover and property protection during this period.

Properties that are standing empty, with a for sale sign, can invite the wrong attention and therefore leave your property vulnerable and at risk of things like burglary, theft and vandalism. There’s also the risk of problems like escape of water leaks and no one being there immediately to limit any damage caused.

All of this could affect the sale of the property, so having the right insurance cover is vital.

We offer insurance to cover properties under these circumstances!

Frequently Asked Questions

When should I switch to unoccupied insurance if I’m selling my property?

As soon as the property becomes vacant and is no longer lived in, standard insurance may no longer cover you. This is why unoccupied insurance is very important for people selling a home they’re no longer living in.

How long can I insure a property that is empty while I wait for a buyer?

At UKInsuranceNet, we offer flexible cover to meet your needs. Choose whatever suits your situation best from three, six, or twelve months’ cover.