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Holiday Let Insurance
Holiday Homes and Holiday lets covered
Malicious damage by tenants cover optional
Contents only policies for flats and maisonettes
A rated insurers
Policies can include Accidental damage
Unique and exclusive insurance schemes.
Airbnb insurance from UKinsuranceNET for holiday homes and holiday lets
If you have a UK holiday let or holiday home that you let to Airbnb customers, then it is important that you have the specialist buildings and contents insurance needed that we at UKinsuranceNET provide.
Why do you need specialist insurance cover?
Traditional home buildings and contents insurance typically does not offer the range of protection required. In fact, if you use a standard residential home insurance policy to cover a property that is in fact let to paying guests (including Airbnb guests), then the cover could be invalid. This means that in the event of you making a claim, it may typically be rejected.
That is why Airbnb insurance from UKinsuranceNET for holiday homes and holiday lets exists, to provide the specialist property insurance cover you need.
The extra risks faced by having paying guests
The fact that you are having paying guests in your holiday let means that you and your property are vulnerable to a whole host of additional risks that you wouldn’t get in a solely owner-occupied property. For example:
malicious damage to your property caused by a guest;
a liability claim against you for loss or injury caused while on your premises and as a result of perceived negligence (as an example, if a guest slipped on a rug and broke their leg);
loss / damage or theft of personal possessions and any family pets;
loss of rental income (where you had guests booked to stay but they cannot as something has happened to your property to make it uninhabitable, such as fire or flood).
These are just a few examples of why Airbnb insurance is needed when letting your holiday home to Airbnb guests.
What about Airbnb’s Host Protection Guarantee?
All Airbnb hosts have Host Protection Guarantee when using the service. It is important to note, however, that while Airbnb hosts do have a limited amount of protection under the Airbnb Host Guarantee, even Airbnb themselves say that their cover “is not insurance and should not be considered as a replacement or stand-in for homeowners or renters insurance. Hosts may want to consider independent insurance to cover valuable items like jewellery, artwork, or collectables(sic)which are subject to limited protection under the Host Guarantee.”
Why choose us at UKinsuranceNET?
Airbnb insurance from UKinsuranceNET for holiday homes and holiday lets is designed to give you bespoke cover to protect you and your property, no matter how unique your requirements.
Our insurance packages can be tailored to holiday let Airbnb hosts to provide the comprehensive cover for your property and its contents that you need.
We understand that the requirements and circumstances of each host are likely to be different, and can add options that keep any individual policy suited to your own particular needs when requiring Airbnb insurance for your holiday home or let.