If you have a UK holiday let or holiday home that you let to Airbnb customers, then it is important that you have the specialist buildings and contents insurance needed that we at UKinsuranceNET provide.
Traditional home buildings and contents insurance typically does not offer the range of protection required. In fact, if you use a standard residential home insurance policy to cover a property that is in fact let to paying guests (including Airbnb guests), then the cover could be invalid. This means that in the event of you making a claim, it may typically be rejected.
That is why Airbnb insurance from UKinsuranceNET for holiday homes and holiday lets exists, to provide the specialist property insurance cover you need.
The fact that you are having paying guests in your holiday let means that you and your property are vulnerable to a whole host of additional risks that you wouldn’t get in a solely owner-occupied property. For example:
These are just a few examples of why Airbnb insurance is needed when letting your holiday home to Airbnb guests.
All Airbnb hosts have Host Protection Guarantee when using the service. It is important to note, however, that while Airbnb hosts do have a limited amount of protection under the Airbnb Host Guarantee, even Airbnb themselves say that their cover “is not insurance and should not be considered as a replacement or stand-in for homeowners or renters insurance. Hosts may want to consider independent insurance to cover valuable items like jewellery, artwork, or collectables(sic)which are subject to limited protection under the Host Guarantee.”
Airbnb insurance from UKinsuranceNET for holiday homes and holiday lets is designed to give you bespoke cover to protect you and your property, no matter how unique your requirements.
Our insurance packages can be tailored to holiday let Airbnb hosts to provide the comprehensive cover for your property and its contents that you need.
We understand that the requirements and circumstances of each host are likely to be different, and can add options that keep any individual policy suited to your own particular needs when requiring Airbnb insurance for your holiday home or let.
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